Payment Solutions

The Right Payment System Shouldn’t Be a Guessing Game


We bring 20 years of expertise and real human support to help you choose the system that fits.

Our Payment Solutions

  • Sketch of an ATM machine and a storefront entrance.

    Point of Sale

    Having options matters when choosing a point-of-sale system or credit card terminal.
    As an independent provider, we’re not tied to just one solution—which means we can offer multiple options and help you find the one that fits your business best.

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    Online Gateways

    We help you accept payments online with a smooth checkout experience, flexible payment options, and strong security to keep your customers’ info safe—all while keeping your processing fees competitive.

  • B2B Payments

    B2B Payments

    Business-to-business payments often come with higher fees and slower processing. We help your payments qualify for the best possible rates, saving you money on every invoice. At the same time, we reduce chargebacks and improve approval rates giving your business smoother transactions and stronger cash flow.

  • Portrait of Benjamin Franklin on a $100 bill within a blue architectural sketch, symbolizing economics and design.

    Cash Discounting & Surcharging

    Keep More of Every Sale
    Tired of paying fees on every card swipe? A cash discount gives customers a reason to pay with cash. Or, use compliant surcharging to shift the cost of card use. It’s a simple way to save—already being used by 34% of businesses!

  • Futuristic digital illustration of a laptop with architectural blueprints displaying on the screen. The scene has a dynamic and abstract style, suggesting technology and innovation.

    Fully Integrated Software Solutions

    As technology in payments is shifting, many businesses are looking to Vertical Specific Software Solutions to run their business. These Software Solutions streamline day to day business operations, enhance customer experience, and improve financial management.

  • A close-up of a blue printed circuit board with various electronic components such as microchips, resistors, and capacitors. Thin gold wires connect the components, with yellow lights indicating active circuits.

    ISV Solutions

    Adding payment processing directly into your software has big benefits. You can earn extra money from every payment made, and it’s easier and faster for your customers to get started because they don’t have to set up a separate payment account. By teaming up with a payment company, you can stay focused on growing your software business while they handle the tricky parts like security, fraud, and refunds. This makes everything run more smoothly and keeps your customers happy.

“With nearly 20 years in business banking, I’ve helped countless owners streamline payments and collections across industries. I know business owners thrive on passion—but navigating today’s complex payment systems can be overwhelming. That’s where we come in. With access to a wide range of technologies, we tailor solutions that strike the right balance between cost and performance. But our real edge? Unmatched service. No offshore call centers. No AI loops. Just real people, ready to help when you need it most.”

Person in a red sweater smiling outdoors with a foggy landscape and water in the background.

Gabe Sofaer | Co-Founder - Head of Payments & Lending

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    HR On-Demand & Payroll

    All-in-one solutions for managing your people, payroll, and compliance—with expert support every step of the way.

  • Abstract digital illustration of human figures and grid lines in blue tones, symbolizing technology and networking.

    Elevated HR

    Outsource your HR to S&S and gain a strategic partner dedicated to business growth and building a thriving company culture.

  • Close-up of a 3D silver dollar sign on a stack of hundred-dollar bills.

    Payments

    Accept payments, drive loyalty, track inventory, and integrate delivery providers—all with flexible POS options tailored to your business.

  • Close-up of a silver stamp with a dollar sign pressing on a banknote, symbolizing financial transactions.

    Lending

    Twenty years of experience helping businesses secure smart lending solutions for growth, acquisitions, and operations.